Medicare Part B includes coverage for outpatient medical services such as doctor’s visits, diagnostic tests, and other outpatient care, as well as preventive care. There is an annual deductible of $257. After meeting the deductible, Medicare will cover 80% of Part B medical expenses, while you are responsible for the remaining 20% as coinsurance. Additionally, you’ll need to pay a monthly premium for your Part B coverage, which is $185.00 for 2025. If your income exceeds a certain amount, your premium could be higher.
Medical Services Covered by Part B
- Diagnostic Testing and Laboratory Tests
- Outpatient Surgery
- Radiation and Chemotherapy Treatments
- Physical, Speech, and Occupational Therapy
- Durable Medical Equipment like walkers, wheelchairs, oxygen equipment, hospital beds and other equipment
- Prosthetics
- Kidney Dialysis
- Drugs Typically Administered in a Doctor’s Office
- Mental Health Services
- Emergency Room Care
- Ambulance Services
- Preventive Services such as screenings, flu shots, hepatitis B shots, pneumococcal shots and COVID-19 vaccines
**This is not a complete list of Medical Services Part B covers.
Not Covered by Medicare
- Long-Term Care in a Nursing Home
- Dental care
- Glasses or contacts
- Cosmetic surgery
- Acupuncture or experimental treatments and procedures
- Hearing aids
- Routine foot care
- Medical care in foreign countries
