Independent Insurance Agency Specializing in Medicare in Birmingham, AL

Let me simplify Medicare plans in Alabama and guide you through the complex world of Medicare parts and plans.

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Gain a Clear Understanding of Your Medicare Options!

If you’re new to Medicare, the amount of information can be overwhelming. Medicare consists of four parts:

Original Medicare: This includes Part A (hospital insurance) and Part B (medical insurance).

Medicare Advantage (Part C): This option includes plans provided by private insurance companies that partner with Medicare. These plans often have limited networks of doctors and hospitals, along with their own set of rules and regulations. It’s important to understand and follow these rules to avoid denied claims and unexpected out-of-pocket expenses.

Medicare Part D: This part provides coverage for prescription drugs.

Each part of Medicare-Parts A, B, C, and D has its own set of rules, coverage options, and costs. If you’re feeling overwhelmed, don’t worry; I’m here to help you understand it all. As your advisor, I can answer your questions, provide guidance, and ensure that you thoroughly understand your options. Making the right decision about your healthcare shouldn’t be daunting, and with my support, it won’t be. Feel free to call or email me to schedule a free consultation or to request a free quote. You don’t have to navigate this complex system alone. Remember, I’m here to simplify Medicare for you.

Understanding the 4 parts of Medicare.

Original Medicare, sometimes referred to as traditional Medicare, consists of Part A and Part B

Part A of Medicare (Hospital)

Hospital Inpatient Care, Skilled Nursing Facility (Rehab and Recovery Care), Hospice Care. Learn More

Part B of Medicare (Hospital)

Medicare Part B covers medical expenses like doctor’s visits, diagnostic tests, and other outpatient care. Part B also covers preventive care. Learn More

Part C of Medicare (Advantage Plans)

Part C of Medicare refers to private health insurance plans. Insurance companies approved by the Center for Medicare and Medicaid Services offer Medicare Advantage plans. Learn More

Part D of Medicare (Prescription Drug Coverage)

Medicare Part D covers prescription drugs you get at the pharmacy. You don’t automatically get Part D with Medicare; you must sign up for it. Learn More

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