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I'm turning 65 -
Should I enroll in Medicare?If you are going to continue to work once you turn 65
and your employer has more than 20 employees you
may not need to enroll in Part B or Part D of Medicare. -
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I had dreaded entering
the labyrinth of Medicare
for years...I cannot express the relief we experienced as he visited our
home and laid out the meanings, options, and limitations of
both Medicare itself and the long list of supplement options.
He is completely courteous, punctual, thorough, well-informed,
and succinct. I value his assistance and professionalism more
than I can express.
—Vicki Margene.
Enrolling in Medicare
We are committed to be your shoulder to lean on by providing you with honest advice during this critical time.
If you are currently receiving Social Security benefits you will be automatically enrolled in both Medicare Part A and Part B.
If you are not receiving Social Security benefits you need to request your Medicare by either going to your local Social Security office to enroll or you can apply online at ssa.gov.
Knowledge center
Inpatient Hospital
Stay
Skilled Nursing Facility Confinement
(Rehab)
Hospice and some Home
Health Care
Doctor Visits
Preventive Care
Diagnostic And
Laboratory Tests
Hospital Outpatient Services
Chemotherapy And
Radiation Treatments
Kidney Dialysis
Physical, Speech And
Occupational Therapy
Durable Medical Equipment
Emergency Ambulance
Services
Medicare only covers 80%
of Part B medical expenses.
Who Pays First If You're 65 or Older
| COVERAGE | PAYS FIRST | PAYS SECOND |
|---|---|---|
| Work for company with 20 or more employees | Employer Plan | Medicare |
| Work for company with fewer than 20 employees | Medicare | Employer Plan |
| Employer's group plan after you retire | Medicare | Retiree benefits |
| COBRA after leaving work as an employee | Medicare | COBRA |