In order to purchase a Medicare Supplement you must be enrolled in both Part A and Part B of Medicare. Medicare Supplements sometimes referred to as Medigap pay health care costs that Medicare does not cover (deductibles, coinsurance and co-payments). Medicare only covers 80%of the cost for doctor visits and outpatient medical services. Without a Medicare Supplement when faced with a serious illness you could end up with medical bills totaling thousands of dollars.
Medicare Supplements give you the freedom to see any doctor or go to any hospital in the United States that accepts Medicare patients. Medicare Supplements do not cover prescription drugs so you will need to enroll in a Part D Medicare Prescription Drug Plan.
Don’t Miss This Opportunity
The best time to enroll in a Medicare Supplement is during your Open Enrollment Period.When you first activate your Medicare Part B at age 65 or older, you have six months to enroll in any Medicare Supplement Plan offered In Alabama without having to answer health questions. Your acceptance is guaranteed and pre-existing health conditions are covered immediately. After your Open Enrollment Period ends you can apply for a Medicare Supplement later, at anytime, but you have to answer all health questions and could be denied coverage if you have any serious health conditions. Take advantage of your Open Enrollment Period and don’t wait until you need a Medicare Supplement before applying for one. Don’t hesitate to call me with any questions you have about Medicare and get expert advice at no cost or obligation.