Confused About Medicare

Making Sense of Medicare

Medicare is confusing, and the choices you must make when you go on Medicare are critical. You are inundated with telephone calls, mail, and television advertisements. There is a lot of information to sort through. My passion is to help you make an educated and informed decision about your healthcare. I can explain how Medicare works and go over your options. Below are some questions you may want answers to about Medicare. Especially the answers to questions 1, 5, 7, and 9 are very important. Call me with any queries you have about Medicare, or fill out the form below with your questions.

  1. Do you have to enroll in Medicare when you turn 65 if you continue to work and have employer insurance?
  2. How do you go about enrolling in Medicare?
  3. How can you avoid late enrollment penalties for Medicare Part B and Part D?
  4. What does Medicare cost, or is it free?
  5. What do Medicare Parts A, B, C, and D cover?
  6. Will Medicare cover all your medical expenses? Do you have to pay any deductibles, copays, or coinsurance?
  7. What are the differences between a Medicare Supplement and a Medicare Advantage Plan?
  8. Are pre-existing health conditions covered, or is there a waiting period?
  9. How much will your prescription medications cost under Medicare?
  10. What about all the advertisements about Medicare Health Plans with a zero monthly premium with no deductibles or copays? Is that too good to be true?                                                                                                                                                                                                                              

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